Here is the link to the main book. https://b-ok.cc/book/5651797/a92030.
Janet is a young single who has come to you for financial help. She earns a salary of $50,000 per year working as a teacher and rents a three-bedroom apartment not far from her school ($1400/month). She lives alone and likes the added space two extra bedrooms provide – one is used as a guest room and the other is used as an office. She is a bit vague when you ask about her spending, and you discover she does not have a budget. Additionally, you find that she has over $25,000 is school loans and $15,000 in credit card debt.
She wants to pay down her debt and purchase transport but is having a difficult time figuring out how to pay for everything. She has no savings to draw from to help her with her debt or a major purchase.
Briefly discuss how you prepared your client for the session (tailoring your intro to the client’s situation with original content). Your content should focus on the development of strategic debt reduction options and building a budget. Look to discuss the pro’s and con’s of new and used cars, along with other potential transport solutions.
Use this https://www.biblegateway.com/passage/?search=Ephesians%204%3A30&version=NIV to help with biblical passages -if you add commentary it will explain what it means
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